FREE SUBSCRIPTION CALCULATOR

What Do Your Subscriptions Cost in Work Hours?

Small automatic charges rarely feel expensive. Their annual total can tell a very different story.

  • Turns monthly charges into one annual total
  • Finds the workweek hidden in small renewals
  • Helps keep what you use and cancel what you do not
No account. No bank connection. Your numbers stay in this browser.
YOUR REAL COST

44.4 hours

of take-home working life every year.

Annual cost
$888
8-hour workdays
5.5
Five-year value*
$1,245
Run the full calculation →*Hypothetical 7% annual return; not guaranteed. Educational estimate, not financial advice.
ONE WORKED EXAMPLE

The price tag is only the beginning.

$74 a month becomes $888 a year. At $20 take-home per hour, that is 44.4 work hours every year.

Calculate your number →
WHAT THIS ANSWERS

We make the hidden time cost of money visible.

A price can tell you what leaves your account. It cannot tell you how long you worked to earn it, what the recurring cost becomes over a year, or whether today’s purchase takes money already promised to next week.

Worth the Hours? gives you the result immediately. No registration, no subscription, and no bank login.

QUICK ANSWERS

Before you decide.

Should I include annual subscriptions?

Yes. Convert annual renewals to a monthly average or enter the annual total using the yearly option.

Where do I find forgotten subscriptions?

Review bank and card statements, app-store subscriptions, PayPal, and services bundled through phone or internet providers.

ONE PURCHASE. ONE CLEARER DECISION.

Before you spend the money, see how much of your life it costs.

Calculate yours →